Checking Your SBI Car Loan Balance Using Account Number

If you have a car loan with the State Bank of India (SBI) and want to check your balance using your account number, you can follow these straightforward steps. This guide will help you understand how to check your SBI car loan balance through various methods, including online banking, mobile banking, and customer service.

1. Using SBI Online Banking

a. Log in to SBI Online Banking: Visit the official SBI website and log in to your online banking account using your credentials.

b. Navigate to Loan Section: After logging in, go to the "Loans" section available on the dashboard or under the "Accounts" tab.

c. Select Car Loan: Choose the car loan account from the list of your loans.

d. View Balance: The current balance of your car loan will be displayed. You can view detailed statements or download them if needed.

2. Using SBI Mobile Banking App

a. Open the SBI Mobile App: Launch the SBI YONO app on your smartphone.

b. Log in: Enter your user ID and password to access your account.

c. Access Loan Details: Tap on the "Loans" tab and select your car loan account.

d. Check Balance: Your car loan balance will be shown along with other details such as the EMI schedule and outstanding amount.

3. Using SBI Customer Care

a. Call Customer Care: Dial the SBI customer care number, which is typically available on the SBI website or your loan documents.

b. Provide Details: When prompted, provide your account number and other necessary details.

c. Request Balance Information: Ask the customer service representative for your car loan balance.

4. Using ATM

a. Visit an SBI ATM: Go to any SBI ATM near you.

b. Insert Your ATM Card: Enter your card and PIN to access the menu.

c. Select Balance Inquiry: Choose the "Balance Inquiry" option.

d. Select Loan Account: If available, select the car loan account to view the balance.

5. Using SMS Banking

a. Send an SMS: Compose an SMS in the required format (usually specified by SBI).

b. Send to SBI Number: Send the SMS to the designated SBI SMS banking number.

c. Receive Balance Information: You will receive an SMS with details of your car loan balance.

6. Using SBI Branch

a. Visit the Nearest Branch: Go to the nearest SBI branch.

b. Speak to a Teller: Provide your account number and request a balance statement for your car loan.

c. Get Your Balance: The bank representative will provide you with your car loan balance information.

Tips for Checking Your SBI Car Loan Balance

• Ensure Accuracy: Double-check your account number and other details when using online or SMS methods to avoid errors.
• Keep Your Details Secure: Protect your banking credentials and avoid sharing them with unauthorized individuals.
• Check Regularly: Regularly monitoring your car loan balance can help you stay on top of your payments and manage your finances better.

By following these methods, you can easily keep track of your SBI car loan balance and stay informed about your financial obligations.