Pag-IBIG Loan Form Sample with Answers

Introduction
The Home Development Mutual Fund (HDMF), more commonly known as Pag-IBIG, provides various loan options for its members, including housing loans, multi-purpose loans, and calamity loans. These loans aim to assist Filipino workers in securing affordable housing or covering personal needs. Navigating the Pag-IBIG loan application process can be complex, so having a filled-out sample form with answers can help applicants better understand how to properly complete the form.

Section 1: Applicant Information
This section requires basic personal information from the applicant. Below is a sample filled-out form for a Pag-IBIG loan:

Name: Juan Dela Cruz
Pag-IBIG MID Number: 1234-5678-91011
Date of Birth: January 1, 1980
Place of Birth: Manila
Civil Status: Married
Gender: Male
Nationality: Filipino
Tax Identification Number (TIN): 987-654-321
SSS/GSIS No.: 06-1234567-8
Employment Status: Regular Employee
Home Address: 1234 Bayanihan St., Barangay Mabuhay, Quezon City
Email Address: [email protected]
Contact Number: 0917-123-4567

Section 2: Loan Type and Amount
Here, the applicant needs to specify the type of loan being applied for and the desired loan amount. The filled-out form might look like this:

Loan Type: Multi-Purpose Loan
Loan Amount Applied For: PHP 100,000
Loan Purpose: Home renovation

Section 3: Employment Information
This section asks for details about the applicant's employment. A filled-out form might include:

Employer/Business Name: ABC Corporation
Employer/Business Address: 5678 Katipunan Ave., Quezon City
Employer/Business Telephone Number: (02) 876-5432
Employment Status: Permanent
Position/Title: Senior Accountant
Monthly Gross Income: PHP 50,000
Date of Employment: January 15, 2015

Section 4: Spouse Information (If Applicable)
If the applicant is married, the spouse's information must be provided. Here’s an example:

Name of Spouse: Maria Clara Dela Cruz
Pag-IBIG MID Number: 1234-5678-11121
Date of Birth: February 14, 1985
Place of Birth: Quezon City
Tax Identification Number (TIN): 321-654-987
SSS/GSIS No.: 08-7654321-0
Employer/Business Name: DEF Corporation
Employer/Business Address: 7890 Bonifacio Global City, Taguig
Employer/Business Telephone Number: (02) 789-1234
Position/Title: Marketing Manager
Monthly Gross Income: PHP 60,000

Section 5: Loan Payment Information
This section is crucial as it details how the loan will be repaid. Here’s an example of a completed section:

Mode of Payment: Salary deduction
Preferred Payment Term: 24 months
Preferred Monthly Payment Date: Every 15th of the month

Section 6: Loan Collateral (For Housing Loans)
For housing loans, the applicant must provide details of the collateral. However, since this sample is for a Multi-Purpose Loan, this section may be left blank.

Section 7: Authorization and Signature
The applicant must authorize the Pag-IBIG Fund to process the loan application and verify the provided information. Here’s how it may look:

Signature of Applicant: [Signature of Juan Dela Cruz]
Date: August 28, 2024
Signature of Spouse (if applicable): [Signature of Maria Clara Dela Cruz]
Date: August 28, 2024

Tips for Completing the Pag-IBIG Loan Application Form

1. Double-check all information: Ensure that all details are accurate, especially the Pag-IBIG MID number and personal information.
2. Attach all required documents: The loan application will require supporting documents such as a valid ID, proof of income, and certificate of employment.
3. Consult with HR: If opting for salary deduction, coordinate with your HR department to ensure they are aware and able to process the deduction.

Conclusion
Applying for a Pag-IBIG loan can significantly aid Filipino workers in meeting their financial needs. Properly completing the application form is the first crucial step. By following the sample form and answers provided above, applicants can increase their chances of a smooth and successful application process.