How to Write a Letter to a Bank Manager for a Loan

Subject: Loan Application Request

Dear [Bank Manager's Name],

I am writing to formally request a loan of [specific amount] from your esteemed bank. My name is [Your Full Name], and I am a [Your Occupation] residing at [Your Address]. I have been a loyal customer of [Bank Name] for [number of years] and have consistently maintained a positive banking relationship.

The purpose of this loan is to [briefly describe the purpose of the loan, e.g., "finance the expansion of my small business," "cover the costs of home renovation," or "consolidate existing debt"]. I have carefully assessed my financial situation and am confident in my ability to repay the loan. Attached to this letter are the following documents for your review:

• A detailed business plan (if applicable)
• Recent bank statements
• Proof of income
• Credit report
• [Any other relevant documents]

I am requesting a [specify loan term, e.g., "12-month"] loan with an interest rate of [specify interest rate, if known]. I would be grateful if you could consider my application and provide me with the terms and conditions applicable. I am open to discussing any further information you might need and am available for an appointment at your earliest convenience.

Thank you for considering my request. I look forward to your favorable response.

Sincerely, [Your Full Name] [Your Contact Information]