How to Check ICICI Loan Account Balance Online

1. ICICI Bank Internet Banking:

To check your loan balance using ICICI Bank’s internet banking platform, follow these steps:

1. Log In: Visit the ICICI Bank official website and log in to your internet banking account using your Customer ID and Password.

2. Navigate to Loan Section: Once logged in, go to the ‘Accounts’ tab on the dashboard.

3. Select Loan Account: Click on ‘Loan Account’ from the dropdown menu. You will see a list of all your loan accounts with ICICI Bank.

4. View Balance: Click on the specific loan account you wish to check. The balance, along with other details like EMI status and due dates, will be displayed.

2. ICICI Bank Mobile App:

The ICICI Bank mobile app offers a user-friendly interface for checking your loan account balance. Here’s how you can use it:

1. Download and Install: Ensure you have the ICICI Bank mobile app installed on your smartphone. It is available on both Android and iOS platforms.

2. Log In: Open the app and log in using your credentials.

3. Access Loan Details: Go to the ‘Accounts’ tab and select ‘Loan Accounts’ from the menu.

4. Check Balance: Choose the loan account you want to check. The app will display the balance and other related details.

3. SMS Banking:

If you prefer a text-based method, ICICI Bank’s SMS banking service can be useful. Follow these steps:

1. Register for SMS Banking: Ensure you are registered for SMS banking with ICICI Bank. If not, you can visit the nearest branch or register through the internet banking portal.

2. Send SMS: Use your registered mobile number to send an SMS in the following format: BALLOANAccountNumber to 5676766.

3. Receive Balance Details: You will receive an SMS with your loan account balance and other details.

4. Customer Care Call:

You can also check your loan account balance by calling ICICI Bank’s customer care:

1. Dial the Helpline Number: Call the ICICI Bank customer care number, which is available on the bank’s website or your loan statement.

2. Verify Identity: Follow the instructions to verify your identity using your loan account number and other personal details.

3. Request Balance Information: Request the customer care representative to provide your loan account balance.

5. ATM Balance Inquiry:

Another method to check your loan balance is via ICICI Bank ATMs:

1. Visit an ATM: Go to an ICICI Bank ATM.

2. Insert Card and Enter PIN: Insert your debit card and enter your PIN.

3. Select ‘Loan Services’: Navigate to the ‘Loan Services’ option on the ATM menu.

4. View Balance: Choose the loan account you wish to check, and the balance will be displayed on the screen.

6. Email Request:

You can also check your balance by sending an email to ICICI Bank’s customer service:

1. Compose Email: Write an email including your loan account number and request for the balance information.

2. Send to Appropriate Address: Send the email to the customer service email address provided by ICICI Bank.

3. Receive Response: Wait for a response from the bank with your loan account balance.

Additional Tips:

• Keep Credentials Safe: Ensure that your internet banking and mobile app credentials are secure to prevent unauthorized access.

• Regular Monitoring: Regularly check your loan balance to stay updated on your repayment progress and manage your finances better.

• Update Contact Information: Keep your contact details updated with ICICI Bank to receive timely notifications and updates.

Conclusion:

With various methods available, checking your ICICI loan account balance is easy and convenient. Whether you prefer using internet banking, mobile apps, SMS services, customer care calls, ATMs, or emails, ICICI Bank ensures that you have multiple options to manage your loan account efficiently. Regularly monitoring your balance helps you stay on top of your financial commitments and avoid any surprises.