How to Check Your HDFC Home Loan Statement

If you have an HDFC home loan and want to keep track of your payments, outstanding balance, and other details, checking your home loan statement is crucial. Here’s a step-by-step guide to help you access and review your HDFC home loan statement effectively.

1. Online Method

To check your HDFC home loan statement online, follow these steps:

• Visit the HDFC Website: Open your web browser and go to the official HDFC Bank website (www.hdfcbank.com).

• Log In to Net Banking: Click on the ‘Login’ option and enter your Customer ID and Password. If you don’t have a Net Banking account, you will need to register for one.

• Access the Home Loan Section: Once logged in, navigate to the ‘Loans’ tab on the dashboard and select ‘Home Loan’.

• View Statements: Look for the option that says ‘View Statements’ or ‘Download Statements’. Click on it to access your loan statement.

• Download or Print: You can download the statement in PDF format or print it directly from the website for your records.

2. HDFC Mobile App

If you prefer using a mobile device, the HDFC mobile app provides an easy way to check your home loan statement:

• Download the App: If you haven’t already, download the HDFC Bank Mobile Banking app from the App Store (iOS) or Google Play Store (Android).

• Log In: Open the app and log in using your Net Banking credentials.

• Navigate to Home Loan: Tap on the ‘Loans’ tab and select ‘Home Loan’ from the options provided.

• Check Statements: Find and select ‘Statements’ or ‘Loan Statement’ to view your recent statements.

• Save or Print: You can save the statement to your phone or print it if needed.

3. Requesting via Email

If you prefer a physical copy or have difficulty accessing online options, you can request your home loan statement via email:

• Compose an Email: Write an email to HDFC Bank’s customer service or loan department. Include your loan account number, contact details, and specify that you need a copy of your home loan statement.

• Send the Email: Use the official email address provided by HDFC Bank (e.g., [email protected]). You may receive the statement in PDF format attached to your email.

4. Contacting Customer Service

For personalized assistance or if you face issues accessing your statement online, you can contact HDFC Bank’s customer service:

• Call Customer Care: Reach out to HDFC Bank’s customer care number. Provide your loan details and request a copy of your statement.

• Visit a Branch: If you prefer in-person assistance, visit your nearest HDFC Bank branch. Speak with a representative who can help you obtain your loan statement.

5. Important Details in Your Statement

When reviewing your home loan statement, look for the following key details:

• Loan Summary: Includes the total loan amount, disbursed amount, and the outstanding balance.

• Repayment Schedule: Shows your EMI (Equated Monthly Installment) details, including payment dates and amounts.

• Interest Rate: Provides information on the interest rate applied to your loan.

• Prepayment and Foreclosure Details: If applicable, details of any prepayments or foreclosures made.

Summary

Checking your HDFC home loan statement regularly is important for managing your loan effectively. Whether you choose to use the online portal, mobile app, email, or direct customer service, make sure to review all critical details to keep track of your loan’s status and ensure everything is in order.