How to Get HDFC Consumer Durable Loan Statement

Obtaining an HDFC Consumer Durable Loan statement is a straightforward process. This document provides detailed information about your loan, including the principal amount, interest rate, repayment schedule, and any outstanding balance. Whether you need this statement for financial planning, tax purposes, or just to keep track of your loan details, here’s a step-by-step guide to help you get it easily.

Step 1: Log into HDFC NetBanking

• Access Your Account: Visit the HDFC NetBanking website or open the HDFC mobile app. Log in using your Customer ID and Password. If you don’t have an account, you’ll need to register for NetBanking first.
• Navigate to Loan Accounts: Once logged in, find the section labeled ‘Loans’ or ‘Loan Accounts’. This section will list all your active loans with HDFC.

Step 2: Select the Consumer Durable Loan

• Choose the Right Loan: Click on the specific Consumer Durable Loan for which you want the statement. This will take you to a detailed view of your loan account.

Step 3: Generate and Download the Statement

• Request Statement: Look for an option to ‘Download Statement’ or ‘Request Statement’. You may have options to select the period for which you need the statement.
• Choose Format: The statement can usually be downloaded in PDF format. Select this format for a detailed view of your loan account.
• Download: Click on the download button to save the statement to your device.

Step 4: Contact Customer Service (if needed)

• Get Assistance: If you encounter any issues or if the statement is not available online, you can contact HDFC customer service. You can do this through phone, email, or by visiting your nearest HDFC branch.
• Provide Information: Be prepared to provide details such as your loan account number and personal information to verify your identity.

Additional Tips:

• Check Email: Some customers receive statements via email. Ensure that your registered email address is up-to-date with HDFC.
• Keep Records: Regularly download and save your statements for future reference and better financial management.

By following these steps, you can easily access your HDFC Consumer Durable Loan statement and stay informed about your loan status.