How to Check Your Remaining Loan Amount in HDFC

Checking your remaining loan amount in HDFC is a straightforward process that can be completed through various methods. Here's a detailed guide to help you understand the steps involved:

1. Online Banking:

   • Log in to your HDFC NetBanking account.
   • Go to the ‘Loans’ section under the ‘Accounts’ tab.
   • Select the ‘View Loan Details’ option.
   • Your remaining loan amount will be displayed along with other details such as the outstanding principal, interest rate, and tenure.

2. Mobile Banking App:

   • Open the HDFC Mobile Banking App on your smartphone.
   • Log in using your credentials.
   • Navigate to the ‘Loans’ section from the menu.
   • Choose ‘Loan Details’.
   • The app will show you the current outstanding balance of your loan along with other pertinent details.

3. Customer Service:

   • Call HDFC’s customer service helpline at 1860 267 6161 or 1800 22 1006.
   • Provide your loan account number and other verification details.
   • Request the representative to provide your remaining loan amount.
   • They will verify your identity and share the remaining balance with you.

4. SMS Banking:

   • Send an SMS in the following format to HDFC’s SMS banking number: ‘LOANBAL ’.
   • You will receive a reply containing your loan balance details.

5. Visit a Branch:

   • Visit your nearest HDFC Bank branch.
   • Provide your loan account number and request a statement showing the remaining loan amount.
   • A bank representative will assist you in getting the details.

6. Email:

   • Send an email to HDFC’s customer care at [email protected].
   • Include your loan account number and request for a loan balance statement.
   • You will receive a reply with the details of your remaining loan amount.

Tips:

• Ensure that you have your loan account number and any required identification details handy.
• For online and mobile banking, make sure your account is active and you have the correct login credentials.

By using any of these methods, you can easily check your remaining loan amount with HDFC.