How to Check Pending Loan Amount in ICICI Bank

If you have an active loan with ICICI Bank and want to keep track of your pending loan amount, there are several methods you can use. This guide will walk you through the different ways to check your pending loan balance, providing you with clear, step-by-step instructions.

1. Using ICICI Bank Internet Banking

1.1. Log in to Your Account:

• Open the ICICI Bank website and click on the “Login” button.
• Enter your user ID and password to access your internet banking account.

1.2. Navigate to Loan Information:

• Once logged in, go to the “Accounts” section on the dashboard.
• Select “Loans” from the menu.

1.3. Check Pending Loan Amount:

• Choose the loan account you wish to check.
• You will be able to see the details of your loan, including the pending amount, EMI schedule, and outstanding balance.

2. Using ICICI Bank Mobile Banking App

2.1. Open the ICICI Mobile App:

• Download and install the ICICI Bank mobile banking app from your app store if you haven't already.

2.2. Log in to Your Account:

• Open the app and enter your login credentials (User ID and Password).

2.3. Find Loan Details:

• Go to the “Loans” section in the main menu.
• Select the loan account to view your pending amount.

3. Through SMS Banking

3.1. Send a Request SMS:

• Compose an SMS in the following format: LOANBAL .
• Send this SMS to the designated ICICI Bank SMS banking number.

3.2. Receive Balance Information:

• You will receive a reply SMS with details of your pending loan balance.

4. Using ICICI Bank Customer Care

4.1. Contact Customer Support:

• Call ICICI Bank customer care at their toll-free number.

4.2. Provide Loan Details:

• After verifying your identity, request information about your pending loan amount.
• The representative will assist you in checking the balance.

5. Visiting an ICICI Bank Branch

5.1. Visit the Nearest Branch:

• Go to your nearest ICICI Bank branch.

5.2. Request Loan Information:

• Speak to a bank representative at the loan desk.
• Provide your loan account details to get information on the pending balance.

6. Checking Pending Amount through ATM

6.1. Use ICICI Bank ATM:

• Insert your ICICI Bank ATM or debit card into the machine.

6.2. Enter PIN and Access Services:

• Enter your PIN and select the “Loan Services” option.

6.3. View Loan Balance:

• Choose the option to view your loan balance or pending amount.

7. Understanding Your Loan Statement

7.1. Review Your Monthly Statement:

• ICICI Bank sends out monthly statements for your loan account, either by mail or electronically.

7.2. Analyze Statement Details:

• Check the statement for information on your current outstanding balance, recent payments, and pending amount.

8. Important Considerations

8.1. Check Regularly:

• Regularly monitor your loan balance to stay updated and manage your finances effectively.

8.2. Contact Support for Issues:

• If you face any issues or discrepancies in your loan balance, contact ICICI Bank support for resolution.

8.3. Keep Records:

• Maintain a record of your loan transactions and balances for future reference.

8.4. Understand Repayment Terms:

• Familiarize yourself with your loan repayment terms and conditions to ensure timely payments.

By following these methods, you can easily check your pending loan amount with ICICI Bank and stay on top of your financial commitments.