How to Check Loan Balance in Access Bank

Access Bank, one of Nigeria’s leading financial institutions, offers a variety of services, including loans. Whether you have taken a personal loan, car loan, or mortgage from Access Bank, it’s crucial to keep track of your loan balance to manage your finances effectively. In this article, we’ll explore several methods to check your loan balance with Access Bank, ensuring you stay informed and in control of your financial commitments.

Using the Access Bank USSD Code

One of the most convenient ways to check your loan balance with Access Bank is by using the USSD code. This method is quick, easy, and doesn’t require an internet connection. Here’s how you can do it:

1. Dial *901# on your mobile phone.
2. Select the “Loans” option from the menu.
3. Choose “Loan Balance.”
4. Enter your Access Bank account number if prompted.
5. You will receive an SMS with your current loan balance.

This method is ideal for those who need to check their loan balance on the go or do not have access to the internet.

Access Bank Mobile App

Another convenient way to check your loan balance is through the Access Bank mobile app. This method requires a smartphone and an internet connection. Here’s how to do it:

1. Download and install the Access Bank mobile app from the Google Play Store or Apple App Store.
2. Log in to your account using your credentials.
3. Navigate to the “Loans” section in the app.
4. Select “Loan Balance.”
5. Your loan balance will be displayed on the screen.

The Access Bank mobile app is user-friendly and offers a wide range of banking services, making it a handy tool for managing your finances.

Online Banking Portal

If you prefer using a computer, you can check your loan balance through the Access Bank online banking portal. Here’s how:

1. Visit the Access Bank online banking website.
2. Log in to your account using your username and password.
3. Navigate to the “Loans” section.
4. Click on “Loan Balance.”
5. Your loan balance will be displayed on the screen.

The online banking portal is perfect for those who prefer managing their finances from the comfort of their home or office.

Access Bank Customer Care

If you encounter any issues using the methods above, you can always contact Access Bank’s customer care service for assistance. Here’s how:

1. Dial Access Bank’s customer care number: 0700 300 0000.
2. Follow the voice prompts to speak with a customer care representative.
3. Request your loan balance.

The customer care team is available 24/7 to assist you with any banking inquiries, including loan balance checks.

Visiting an Access Bank Branch

For those who prefer face-to-face interactions, visiting an Access Bank branch is an option. Here’s what to do:

1. Visit the nearest Access Bank branch.
2. Approach the customer service desk.
3. Provide your account details and request your loan balance.

While this method may take more time, it allows you to receive personalized assistance from a bank representative.

SMS Alerts

Access Bank also offers SMS alerts for loan balances. If you’ve subscribed to this service, you’ll receive regular updates on your loan balance via SMS. This method is convenient as you don’t need to perform any additional steps once you’ve subscribed.

Conclusion

Keeping track of your loan balance with Access Bank is essential for effective financial management. Whether you prefer using the USSD code, mobile app, online banking, or customer care, Access Bank provides multiple ways to check your loan balance. Choose the method that best suits your needs and stay informed about your financial obligations.