How to Get Car Loan NOC from SBI Bank Online

If you've taken out a car loan from State Bank of India (SBI) and need a No Objection Certificate (NOC) to either close your loan account or for other purposes, you can obtain it online. This guide will walk you through the steps to get your car loan NOC from SBI online efficiently.

1. Understanding NOC for Car Loans
A No Objection Certificate (NOC) is a document issued by the lender, stating that the borrower has repaid the loan in full and that the lender has no further claims over the vehicle. It's essential for clearing the vehicle's hypothecation and for any future transactions involving the vehicle.

2. Prerequisites Before Applying for NOC
Before you apply for an NOC, ensure that you meet the following prerequisites:

• Loan Repayment: Your car loan must be fully repaid.
• Account Closure: If your loan account is already closed, ensure that there are no pending dues.
• SBI Net Banking: You must have access to SBI's internet banking service.

3. Steps to Obtain NOC from SBI Online

Step 1: Log in to SBI Net Banking

• Visit the SBI official website.
• Click on "Login" under the Personal Banking section.
• Enter your username and password to access your account.

Step 2: Navigate to the Loan Section

• Once logged in, go to the "e-Services" tab.
• Select "Request for NOC" under the Loan section.

Step 3: Select the Loan Type

• Choose the type of loan for which you need the NOC, in this case, "Car Loan."

Step 4: Verify Loan Details

• Ensure all the loan details, such as the loan account number and vehicle registration number, are correct.
• Check the repayment status to confirm that the loan is fully paid.

Step 5: Request NOC

• Click on "Request NOC" and follow the prompts to submit your request.
• You may need to provide additional information or documents if prompted.

Step 6: Confirmation and Download

• After submission, you will receive a confirmation message or email.
• The NOC will be sent to your registered email address or available for download from the SBI Net Banking portal.

4. Important Tips

• Ensure Accuracy: Double-check all details before submitting the request to avoid delays.
• Contact SBI for Issues: If you face any issues or do not receive your NOC, contact SBI customer service for assistance.
• Keep a Copy: Save a copy of the NOC for your records and any future needs.

5. Conclusion
Obtaining a car loan NOC from SBI online is a straightforward process if you have completed your loan repayment and have access to SBI Net Banking. Following the steps outlined above will ensure you get your NOC efficiently and can proceed with any required vehicle transactions.