Paying your Maybank credit card bill by cheque might seem old-fashioned in our digital age, but it remains a reliable method for many. If you're looking to use this traditional payment method, here's a step-by-step guide to ensure everything goes smoothly and your payment is processed efficiently.St...
Understanding how to calculate interest on a loan in Excel can transform your financial management approach. Imagine you're presented with a loan offer and you want to determine how much interest you will pay over the term of the loan. With Excel, you can easily compute both simple and compound inte...
Imagine a scenario where you need immediate funds but don’t want to sell any of your prized possessions or liquidate your assets. You have something valuable — perhaps a piece of property, gold, or a car — and you want to use it as security to borrow money. This is where a collateral loan comes into...
If you find yourself in a situation where you can't pay your loan, it's crucial to act swiftly and strategically to manage the situation. Start by understanding the severity of your situation—are you facing a temporary cash flow issue, or is this a longer-term financial challenge? The following step...
Obtaining a bank housing loan can be a transformative experience, but it's crucial to navigate the complex requirements effectively. In this comprehensive guide, we'll delve into the intricacies of securing a housing loan, from understanding the eligibility criteria to preparing your application and...
Imagine this: You’re an Overseas Filipino Worker (OFW), working hard abroad, but you need financial assistance for a pressing need back home. The thought of navigating through lengthy paperwork and tedious processes can be overwhelming. But what if there was a way to streamline this process, making ...
Refinancing a house can seem like a complex process, but understanding the key requirements can simplify it significantly. At its core, refinancing involves replacing your current mortgage with a new one, typically to secure a better interest rate, reduce monthly payments, or tap into home equity. H...
Imagine this: you’ve found your dream home. The perfect location, the perfect design, everything you’ve ever wanted. But, before you can turn that dream into a reality, you need to secure a housing loan. The process can feel daunting, especially if you're not sure what documents are required. That's...
Paying off a loan early is a financial goal that many people aspire to achieve. It can help you save on interest payments and achieve financial freedom sooner. In this comprehensive guide, we'll explore various strategies to pay off your loan early, including practical steps, financial consideration...
In the digital age, where financial services are increasingly moving online, finding trustworthy and secure online loan apps is crucial. For Filipinos, the Securities and Exchange Commission (SEC) of the Philippines plays a vital role in regulating and ensuring the legitimacy of these financial plat...
